Kimberly Olinger

4218 Tennessee Avenue

Chattanooga, TN
$ 689,000 Beds 3 Baths 2 Sq 1,513
Monthly Estimate* How much can I afford?

Beautifully restored 3-bedroom, 2-bath bungalow in the heart of Historic St. Elmo. Originally built over a century ago, this home has been thoughtfully renovated by Hope of Restoration, blending modern updates with the character and craftsmanship of the original home. Renovations include new plumbing, new electrical, updated kitchen and baths, while preserving many of the home's historic details. Inside, you'll find original hardwood floors throughout the living areas, matching hardwood flooring in the kitchen, original pantry built-ins, exposed brick, butcher block countertops, Café appliances, and a bright breakfast nook. The primary living spaces offer plenty of natural light and a functional layout. Situated on an elevated corner lot, the property also features a detached 650-square-foot two-car garage and views of Lookout Mountain from the covered front porch. Conveniently located just minutes from downtown Chattanooga, restaurants, shopping, parks, and everything Historic St. Elmo has to offer.

Active

  • Price
  • $ 689,000
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hamilton
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 37409
  • Sqr Footage
  • 1,513
  • Year Built
  • 1920
  • Taxes
  • $ 2554
  • Style
  • Ranch
  • MLS#
  • 20263834
Listed By: Grace Edrington with Berkshire Hathaway J Douglas Properties.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 1513
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Other
Utilities Water Connected,Sewer Connected,Phone Connected,Cable Connected,Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Electric Range,Microwave,Refrigerator
Garage Spaces 2
Patio/Porch Features Covered,Front Porch
Architectural Style Ranch
Pool Features None
Construction Materials Stone,Wood Siding
Year Built 1920
View Mountain(s)
Levels One
Property Subtype Single Family Residence
Community Features Historic District,Sidewalks
County Hamilton
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Other
Garage Y/N true
Other Structures None
Full Baths 2
Status Active
Directions From Downtown Chattanooga: Take St Elmo Ave take a left on 45th St then right on Tennessee Ave. Home is located on the corner of Seneca Avenue and Tennessee Avenue.
High School Lookout Valley
City Chattanooga
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Spa Features None
Elementary School Calvin Donaldson
Tax Annual Amount 2554.13
Middle/Junior High School Lookout Valley
Property Condition Updated/Remodeled
Structure Type Free Standing Building
Standard Status Active

Interior Features

Interior Amenities Other,Walk-In Shower,Pantry
Basement None
Flooring Hardwood,Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Wood Frames
Fireplace Y/N true
Laundry Features Main Level,Laundry Room
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Rain Gutters
Fencing None
Parking Features Concrete,Driveway,Garage,On Street
Lot Features Sloped,Corner Lot
Water Source Public
Lot Size Area 0.26
Foundation Details Block,Stone
Lot Dimensions 75x150
Lot Size Acres 0.26
Road Surface Type Asphalt
Waterfront Y/N false
Road Frontage Type City Street
Other Equipment None
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Calvin Donaldson Elementary School
Middle School Lookout Valley Middle School
High School Lookout Valley High School

Price History

7/22/2026 Listed $689,000

Property vs Zip Code Average in 37409

Price
AVG $510K
$690K
Taxes
AVG $2,353
$2,554
Year Built
AVG 1988
1920

In The Neighborhood

Areas That We Cover

4218 Tennessee Avenue Chattanooga, TN is a Single Family Home for sale at $689000 with 1513 sqft and a lot size of 0.26 Acres Acre(s). 4218 Tennessee Avenue Chattanooga has 3 bedrooms, 2 baths and was built in 1920. The property's zip code is 37409 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kimberly Olinger

Kimberly Olinger

Affiliate Broker

423-316-6785

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