446 Upper Clear Creek Road

Spring City, TN
$ 349,000 Beds 3 Baths 2 Sq 1,582
Monthly Estimate* How much can I afford?

Welcome home to this move-in ready ranch offering the convenience of one-level living in a peaceful country setting. This well-maintained home features 3 bedrooms, 2 full baths, a spacious living room, and a versatile family room/den/sunroom perfect for relaxing or entertaining. The eat-in kitchen includes a gas range/oven, microwave, and dishwasher, while the laundry closet comes complete with a washer and dryer. (Refrigerator does not convey.) Step outside and enjoy the large yard, partially fenced for children and pets to play safely. Additional features include an attached garage, detached storage shed, and an impressive 20' x 30' RV garage with an 8-foot door--ideal for storing your RV, boat, and all your lake toys. Conveniently located near Watts Bar Lake and the Tennessee River/Chickamauga Lake, you'll have easy access to boating, fishing, swimming, and year-round outdoor recreation. Relax on the covered front deck and take in the beautiful country surroundings or entertain family and friends in this inviting outdoor space. Most furnishings are negotiable, making this an excellent opportunity for a move-in ready primary residence, vacation home, or investment property. Schedule your private tour today! This property consists of 2 parcels (apprx 1.65 acres)

Active

  • Price
  • $ 349,000
  • City
  • Spring City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Rhea
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.65 Acres
  • Zip
  • 37381
  • Sqr Footage
  • 1,582
  • Year Built
  • 1999
  • Taxes
  • $ 934
  • Style
  • Ranch
  • MLS#
  • 20263480
Listed By: Susan Crockett with Blue Key Properties, LLC - Spring City.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 1582
Sewer Septic Tank
Heating Wall Furnace,Natural Gas,Central
Cooling Ceiling Fan(s),Central Air
Utilities High Speed Internet Connected,Water Connected,Natural Gas Connected,Cable Connected,Electricity Connected
Possession Negotiable
Roof Metal
Appliances Washer,Dishwasher,Dryer,Electric Water Heater,Gas Oven,Gas Range,Microwave
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch
Architectural Style Ranch
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Block,Vinyl Siding
Year Built 1999
Levels One
Property Subtype Single Family Residence
Community Features None
County Rhea
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Other
Garage Y/N true
Other Structures Shed(s),RV/Boat Storage,Garage(s)
Full Baths 2
Status Active
Directions From office in Spring City, Hwy 27S, left on Strawberry Road, left at stop sign, right on Upper Clear Creek Road, home is on the right.
High School Rhea County
City Spring City
Lot Size Units Acres
Lot Size Square Feet 71874
Carport Y/N false
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Elementary School Spring City
Tax Annual Amount 934.24
Middle/Junior High School Spring City
Property Condition Functional
Structure Type House
Standard Status Active

Interior Features

Interior Amenities See Remarks,Walk-In Shower,Walk-In Closet(s),Primary Downstairs,High Speed Internet,Eat-in Kitchen,Bathroom Mirror(s),Ceiling Fan(s)
Basement Crawl Space
Flooring Carpet,Laminate,Luxury Vinyl,Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Vinyl Frames,Window Coverings,Insulated Windows
Fireplace Y/N false
Laundry Features Main Level,Laundry Closet
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Rain Gutters
Fencing See Remarks,Fenced
Parking Features Concrete,Driveway,Garage,Garage Door Opener
Lot Features Rural,Sloped,Level,Cleared
Water Source Public
Lot Size Area 1.65
Foundation Details Block,Permanent
Lot Size Acres 1.65
Road Surface Type Chip And Seal
Waterfront Y/N false
Road Frontage Type County Road
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spring City Elementary School
Middle School Spring City Middle School
High School Rhea County High School

Price History

7/3/2026 Listed $349,000

Property vs Zip Code Average in 37381

Price
AVG $570K
$350K
Taxes
AVG $1,323
$934
Year Built
AVG 1994
1999

Areas That We Cover

446 Upper Clear Creek Road Spring City, TN is a Single Family Home for sale at $349000 with 1582 sqft and a lot size of 1.65 Acres Acre(s). 446 Upper Clear Creek Road Spring City has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 37381 which is in Spring City, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.