Kimberly Olinger

4825 Montcrest Drive

Chattanooga, TN
$ 350,000 Beds 3 Baths 2.5 Sq 2,236
Monthly Estimate* How much can I afford?

Welcome to 4825 Montcrest Drive! Nestled on a spacious, near-half-acre corner lot (0.49), this beautifully renovated 3-bedroom, 2.5-bath home offers modern comfort, practical features, and maximum value. This wonderful property features new floors, updated bathrooms, stainless steel appliances and so much more! Enjoy the best of city convenience without the city price tag--unincorporated county-only taxes keep your monthly mortgage payment significantly lower with space for a remarkably low price per square foot! Key Highlights: Flexible Lower Level: A generous, partially finished basement provides unbeatable versatility--ideal for a cozy den, expansive primary bedroom away from the upstairs bedrooms, home office, or media room, complete with a built-in surround sound system that stays with the home for the ultimate movie or game night setup. Garage & Storage Perks: The garage comes equipped with workshop cabinets that convey with the property, offering fantastic organized storage or a ready-to-go workspace. Outdoor Living: Enjoy warm evenings across two expansive back decks overlooking a fenced backyard with plenty of room to relax and entertain. Big-Ticket Peace of Mind: Rest easy knowing major systems are already updated, including a newer roof, gutters, AC, and heat pump. Prime Location: Minutes from a hidden gem of a boat ramp, State and Local parks, VW, Amazon, shopping, dining, and downtown Chattanooga--with the community pool located right across the street! Maximize your purchasing power with low county taxes and zero city tax! Home is listed well below nearby comps. Schedule your private showing today and make this turnkey retreat yours.

Active

  • Price
  • $ 350,000
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hamilton
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.49 Acres
  • Zip
  • 37416
  • Sqr Footage
  • 2,236
  • Year Built
  • 1970
  • Taxes
  • $ 1279
  • Style
  • Split Level
  • MLS#
  • 20263989
Listed By: Effie Bryant with KW Cleveland.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 2236
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Water Connected,Sewer Connected,Phone Available,Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Refrigerator
Garage Spaces 2
Patio/Porch Features Deck,Porch,Rear Porch
Architectural Style Split Level
Pool Features Community
Construction Materials Brick
Year Built 1970
Levels Two,Multi/Split
Property Subtype Single Family Residence
Community Features Pool
County Hamilton
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Lakeshore Estates
Garage Y/N true
Other Structures Shed(s)
Full Baths 2
Status Active
Directions Highway 58 to Hickory Valley Road, Left on Lakeshore Trail, left onto Harrison Pike, right onto Montcrest Drive. Home will be on the left
City Chattanooga
Lot Size Units Acres
Lot Size Square Feet 21344.4
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Tax Annual Amount 1279.54
Property Condition Functional
Standard Status Active

Interior Features

Interior Amenities Eat-in Kitchen,Bathroom Mirror(s)
Basement Finished,Partial,Partially Finished
Flooring Other
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Lower Level
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Rain Gutters
Fencing Fenced
Parking Features Driveway,Garage
Lot Features Mailbox,Level,Corner Lot
Water Source Public
Lot Size Area 0.49
Foundation Details Block
Lot Size Acres 0.49
Road Surface Type Paved
Road Frontage Type County Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/31/2026 Listed $350,000

Property vs Zip Code Average in 37416

Price
AVG $520K
$350K
Taxes
AVG $2,555
$1,279
Year Built
AVG 1983
1970

In The Neighborhood

Areas That We Cover

4825 Montcrest Drive Chattanooga, TN is a Single Family Home for sale at $350000 with 2236 sqft and a lot size of 0.49 Acres Acre(s). 4825 Montcrest Drive Chattanooga has 3 bedrooms, 2 baths and was built in 1970. The property's zip code is 37416 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kimberly Olinger

Kimberly Olinger

Affiliate Broker

423-316-6785

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