Kimberly Olinger

246 Howell Drive

Spring City, TN
$ 449,500 Beds 2 Baths 1.5 Sq 1,560
Monthly Estimate* How much can I afford?

Watts Bar Lake - Year-Round Waterfront Living! Affordable Vacation waterfront cabin with stunning lake views and direct access to beautiful Watts Bar Lake! This charming home offers the perfect blend of comfort, convenience, and lakefront relaxation. The main level features a spacious living area with a cozy gas log fireplace, beautiful hardwood floors, a laundry room/pantry complete with washer and dryer, and a well-equipped kitchen with stainless steel appliances. A formal dining room and convenient half bath complete the main floor. Upstairs, you'll find three rooms currently used as bedrooms along with a full bath, providing plenty of space for family and guests. Start your mornings with coffee on the covered back porch just steps from the water while enjoying peaceful lake views year-round. Outside, the property also includes a carport with additional storage for lawn equipment and water toys. Located just minutes from several marinas and lakefront resorts, you can enjoy dining by boat, nearby public boat launches, and excellent fishing opportunities. Don't miss this opportunity to own an affordable waterfront getaway on Watts Bar Lake -- schedule your showing today before it's gone! The septic is approved for 2 BR, the family has used this as a 3 BR. There is not a dock on this property but itis dockable!

Active

  • Price
  • $ 449,500
  • City
  • Spring City
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Rhea
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.15 Acres
  • Zip
  • 37381
  • Sqr Footage
  • 1,560
  • Year Built
  • 1993
  • Taxes
  • $ 1119
  • Style
  • Ranch
  • MLS#
  • 20262954
Listed By: Susan Crockett with Blue Key Properties, LLC - Spring City.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 1560
Sewer Septic Tank
Heating Propane,Central,Electric
Cooling Ceiling Fan(s),Central Air
Utilities Other,Propane,High Speed Internet Available,Water Connected,Electricity Connected
Possession Negotiable
Roof Shingle
Appliances Washer,Dishwasher,Dryer,Electric Range,Microwave,Refrigerator
Patio/Porch Features Covered,Front Porch,Porch,Rear Porch
Architectural Style Ranch
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Wood Siding
Year Built 1993
View Water,River,Lake
Levels Two
Property Subtype Single Family Residence
Waterfront Features Waterfront,Navigable Water,Lake Front,Lake
Community Features Dock,Fishing,Lake
County Rhea
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Howell
Garage Y/N false
Other Structures Shed(s)
Full Baths 1
Status Active
Directions From office in Spring City, Hwy27N, right on Rocky Springs Road, left on Toestring Valley Road, Right on Howell Drive, SOP.
High School Rhea County
City Spring City
Body of Water Watts Bar, Tennessee
Lot Size Units Acres
Lot Size Square Feet 6534
Carport Spaces 1
Carport Y/N true
Listing Terms Cash,Conventional,VA Loan
Elementary School Spring City
Tax Annual Amount 1119
Middle/Junior High School Spring City
Property Condition Functional
Structure Type House
Standard Status Active

Interior Features

Interior Amenities See Remarks,High Speed Internet,Bathroom Mirror(s),Ceiling Fan(s)
Basement Crawl Space
Flooring Carpet,Hardwood,Vinyl
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Coverings,Insulated Windows
Fireplace Y/N true
Half Baths 1
Laundry Features Main Level,Laundry Room
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities See Remarks,Rain Gutters
Parking Features Driveway,Gravel
Lot Features Level,Cul-De-Sac,Cleared
Water Source Public
Lot Size Area 0.15
Foundation Details Block,Permanent
Lot Size Acres 0.15
Road Surface Type Chip And Seal,Gravel
Waterfront Y/N true
Road Frontage Type County Road
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spring City Elementary School
Middle School Spring City Middle School
High School Rhea County High School

Price History

6/7/2026 Listed $499,000
6/29/2026 6% - $469,500
8/13/2026 4% - $449,500

Property vs Zip Code Average in 37381

Price
AVG $570K
$450K
Taxes
AVG $1,323
$1,119
Year Built
AVG 1994
1993

Areas That We Cover

246 Howell Drive Spring City, TN is a Single Family Home for sale at $449500 with 1560 sqft and a lot size of 0.15 Acres Acre(s). 246 Howell Drive Spring City has 2 bedrooms, 1 baths and was built in 1993. The property's zip code is 37381 which is in Spring City, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kimberly Olinger

Kimberly Olinger

Affiliate Broker

423-316-6785

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