Kimberly Olinger

199 Piney Bay Lane

Spring City, TN
$ 1,499,000 Beds 4 Baths 4 Sq 3,887
Monthly Estimate* How much can I afford?

-STUNNING WATERFRONT PENINSULA HOME ON WATTS BAR LAKE. Experience year-round lakefront living on beautiful Watts Bar Lake with this immaculate 2-story waterfront home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with water on three sides. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Boating & waterfront features include 1,000 sq ft private boat dock, two power boat lifts, boat slip, double jet ski slips, and a large storage closet for water toys and equipment. Interior highlights this spacious home offers 4 bedrooms/large bonus room, and 4 full bathrooms, with water views from nearly every room (Sleeps 20). 10-ft and cathedral ceilings, a dramatic catwalk overlooking the kitchen and entryway. Spacious living room with wood-burning fireplace (never used; easily convertible to gas). Screened-in porch w/a pass-thru window perfect for relaxing by the lake. The beautifully appointed kitchen includes Stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, Quartz countertops, & a center Island. The main Level offers a private primary suite with its own entrance to the outdoors, perfect for morning coffee overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 3 bedrooms or a large bonus room currently used as an office/workout space & can easily accommodate up to 10 guests & 2 full baths. Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB security system. This exceptional property can be purchased turnkey, making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.

Active

  • Price
  • $ 1,499,000
  • City
  • Spring City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Rhea
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.44 Acres
  • Zip
  • 37381
  • Sqr Footage
  • 3,887
  • Year Built
  • 2012
  • Taxes
  • $ 2946
  • Style
  • Contemporary, Ranch
  • MLS#
  • 20262338
Listed By: Susan Crockett with Blue Key Properties, LLC - Spring City.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 3887
Sewer Private Sewer
Heating Zoned,Electric,Multi Units
Cooling Ceiling Fan(s),Central Air,Multi Units,Zoned
Utilities Underground Utilities,Propane,High Speed Internet Connected,High Speed Internet Available,Sewer Connected,Natural Gas Available,Electricity Connected
Possession Negotiable
Roof Metal
Appliances Washer,Tankless Water Heater,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Range,Microwave,Plumbed For Ice Maker,Refrigerator
Garage Spaces 2
Patio/Porch Features Covered,Rear Porch,Screened
Architectural Style Contemporary,Ranch
Pool Features None
Security Features Smoke Detector(s),Security System Owned,Carbon Monoxide Detector(s)
Construction Materials Cement Siding,Concrete,Stone
Year Built 2012
View Water,River,Lake
Levels Two
Property Subtype Single Family Residence
Waterfront Features Waterfront,Lake Front,Lake
Community Features Dock,Fishing,Lake
County Rhea
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Piney Bay
Garage Y/N true
Other Structures Boat House
Full Baths 4
Status Active
Directions From office in Spring City, Hwy 27N, right on E Jackson Ave, Left on Toestring Valley Road, right on Piney Point Road, left on Piney Bay Lane, property at end. SOP
High School Rhea County
City Spring City
Body of Water Watts Bar, Tennessee
Lot Size Units Acres
Lot Size Square Feet 19166
Carport Y/N false
Listing Terms Cash,Conventional,VA Loan
Elementary School Spring City
Tax Annual Amount 2946.02
Middle/Junior High School Spring City
Property Condition Functional
Structure Type Dock,House
Standard Status Active

Interior Features

Interior Amenities Walk-In Shower,Smart Camera(s)/Recording,Walk-In Closet(s),Stone Counters,Primary Downstairs,Pantry,Open Floorplan,High Speed Internet,High Ceilings,Eat-in Kitchen,Double Vanity,Bathroom Mirror(s),Cathedral Ceiling(s),Ceiling Fan(s)
Basement Crawl Space
Flooring Other,Carpet,Hardwood,Luxury Vinyl,Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Vinyl Frames,Window Coverings,Screens,Double Pane Windows,Insulated Windows,Low-Emissivity Windows
Fireplace Y/N true
Laundry Features Sink,Main Level,Laundry Room
Total Bedrooms 4
LivingAreaSource Estimated
Total Baths 4

Exterior Features

Exterior Amenities Rain Gutters,Outdoor Shower,Dock
Fencing None
Parking Features Concrete,Driveway,Garage,Garage Door Opener
Lot Features Mailbox,Level,Landscaped,Cul-De-Sac,Cleared
Water Source Public
Lot Size Area 0.44
Foundation Details Block,Permanent
Lot Size Acres 0.44
Road Surface Type Chip And Seal
Waterfront Y/N true
Road Frontage Type County Road
Other Equipment Generator,Intercom
Road Responsibility Public Maintained Road
Horse Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spring City Elementary School
Middle School Spring City Middle School
High School Rhea County High School

Price History

5/4/2026 Listed $1,499,000

Property vs Zip Code Average in 37381

Price
AVG $570K
$1.5M
Taxes
AVG $1,394
$2,946
Year Built
AVG 1994
2012

Areas That We Cover

199 Piney Bay Lane Spring City, TN is a Single Family Home for sale at $1499000 with 3887 sqft and a lot size of 0.44 Acres Acre(s). 199 Piney Bay Lane Spring City has 4 bedrooms, 4 baths and was built in 2012. The property's zip code is 37381 which is in Spring City, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kimberly Olinger

Kimberly Olinger

Affiliate Broker

423-316-6785

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