Kimberly Olinger

197 Fay Drive

Reliance, TN
$ 165,000 Beds 1 Baths 1 Sq 576
Monthly Estimate* How much can I afford?

Mountain Potential: 6.01 Acres Near Cherokee National Forest 1 Bedroom | 1 Bathroom | Unfinished Structure | Private Tennessee Wilderness This isn't just a listing; it's a blank canvas for your ultimate mountain getaway. Tucked away on 6.01 pristine acres, this property features an unfinished 1-bedroom, 1-bathroom home that is perfectly positioned for someone with a vision. Located on the Cherokee National Forest border, this is a dream location for hikers, hunters, and outdoor enthusiasts. The Vision: Finish Your Way The Structure: The heavy lifting is started. This unfinished 1BR/1BA layout allows you to choose your own finishes, flooring, and style without the cost of starting from the ground up. Compact Living: Ideal for a luxury tiny home, a rugged hunting cabin, or a high-demand short-term rental for national forest visitors. Customization: With the interior ready for completion, you can design a space that maximizes the surrounding views and mountain air. The Land: 6.01 Private Acres Cherokee National Forest Access: Enjoy world-class hiking, trout fishing, and adventure right in your backyard. You are minutes from some of the most beautiful protected land in the Eastern U.S. Abundant Wildlife: The acreage serves as a natural corridor for deer, bear, turkey and the local fauna that call these mountains home. Wooded Privacy: Mature hardwoods provide a natural canopy, ensuring your mountain retreat remains secluded and peaceful. Why This Property? Investment Opportunity: Unfinished homes on significant acreage near national forests are rare finds in the 2026 market. Equity is built the moment you finish the interior. The ''Off-Grid'' Feel: While accessible, the property offers that coveted ''middle of nowhere'' feeling that is becoming increasingly hard to find. Sustainable Potential: Plenty of room for a solar array, a deep well, or a mountain garden to create a fully self-sufficient homestead.

Active

  • Price
  • $ 165,000
  • City
  • Reliance
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • Polk
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 6.01 Acres
  • Zip
  • 37369
  • Sqr Footage
  • 576
  • Year Built
  • 2021
  • Taxes
  • $ 120
  • Style
  • Ranch
  • MLS#
  • 20262001
Listed By: Effie Bryant with KW Cleveland.
Data Source: River Counties MLS (RCMLS)

Features

General

Living Area 576
Sewer None
Heating None
Cooling None
Utilities Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances None
Patio/Porch Features Front Porch
Architectural Style Ranch
Pool Features None
Construction Materials Vinyl Siding
Year Built 2021
Levels One
Property Subtype Single Family Residence
Community Features None
County Polk
New Construction false
Property Type Residential
HOA false
Attached Garage false
Garage Y/N false
Other Structures Shed(s)
Full Baths 1
Status Active
Directions Take Highway 411 towards Reliance, Right on Highway 30, Left on Tellico Reliance Road, Right on Towee Pike, Take a slight left onto Fay Drive down narrow gravel road, home will be on the left.
City Reliance
Lot Size Units Acres
Lot Size Square Feet 261795
Carport Y/N false
Listing Terms Cash,Conventional
Tax Annual Amount 120.38
Property Condition Fixer,Under Construction
Standard Status Active

Interior Features

Interior Amenities See Remarks
Basement Other
Flooring None
Air Conditioning Y/N false
Heating Y/N false
Laundry Features Main Level,Laundry Room
Total Bedrooms 1
LivingAreaSource Public Records
Total Baths 1

Exterior Features

Exterior Amenities None
Parking Features Gravel
Lot Features Wooded,Secluded
Water Source Well
Lot Size Area 6.01
Foundation Details Block
Lot Size Acres 6.01
Road Surface Type Gravel
Road Frontage Type County Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cleveland, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/16/2026 Listed $195,000
5/19/2026 10% - $175,000
6/23/2026 6% - $165,000

Property vs Zip Code Average in 37369

Price
AVG $520K
$170K
Taxes
AVG $1,271
$120
Year Built
AVG 2001
2021

Areas That We Cover

197 Fay Drive Reliance, TN is a Single Family Home for sale at $165000 with 576 sqft and a lot size of 6.01 Acres Acre(s). 197 Fay Drive Reliance has 1 bedrooms, 1 baths and was built in 2021. The property's zip code is 37369 which is in Reliance, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kimberly Olinger

Kimberly Olinger

Affiliate Broker

423-316-6785

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy